Welcome to VCare India Medical Membership program. These Terms & Conditions govern your use of our lifetime medical membership card ("Membership") which provides discounts on medicines, hospital bills, and OPD services at our network hospitals across India.
1. Membership Eligibility
Membership is available to Indian residents aged 18 years or above
Members must provide valid identification and complete registration
Corporate memberships available for organizations (special terms apply)
2. Membership Benefits
Lifetime Validity: No renewal required
Discounts Offered:
10-25% on medicines at network pharmacies
15-30% on hospital bills (excluding insurance cases)
Free or discounted OPD services
Benefits applicable only at empaneled VCare India network hospitals
3. Card Usage
Membership card is non-transferable
Must present physical/digital card at time of service
Lost cards can be replaced for a nominal fee
Discounts cannot be combined with other offers unless specified
4. Network Hospitals
Discounts apply only at current VCare India network hospitals
Network may change without prior notice (updated list available on website)
Emergency services may have different discount structures
5. Limitations
Does not replace health insurance
Not valid for procedures covered by insurance/third-party payers
Certain premium medicines/services may be excluded
Cannot be used for retrospective claims
6. Fees & Payments
One-time membership fee applies (varies by plan)
No hidden or recurring charges
Fees are non-refundable except as required by law
7. Termination
VCare India reserves right to terminate membership for misuse
Membership remains valid even if company changes ownership
Program may be discontinued with 90 days notice to members
8. General Terms
These terms are governed by Indian law
Disputes subject to jurisdiction of [Kanpur] courts
VCare India may modify terms with 30 days notice
Members responsible for keeping contact details updated